Home Business Ideas How to Start E-Loading Business in the Philippines

How to Start E-Loading Business in the Philippines


An e-loading business is one of the most popular ways in the Philippines to earn money on the side. This business can simply be found anywhere, but is most common in sari-sari stores, in households in villages and communities or even with office employees who want to earn extra cash.

This business has gained popularity because of the fact that Filipinos are engrossed with text messaging, as SMS is one of the easiest and fastest means of our communication. This is the reason why this is also an ideal way for you to earn something on top of your monthly income.


If you would like to try this out, but don’t know how to start, here are some tips you can go by.

1. Prepare for everything you need. With an e-loading business, you won’t actually need a lot and a big capital. In fact, the only things you need would be your retailer sim, your mobile phone, or extra one which you want to solely use for the business and a capital of around 500 to 1,000 pesos for your starting balance.

2. Choose your network for mobile phone service. We all know that the two biggest phone service network provides are Globe and Smart; both have more than 60 million users. If your capital can afford it, you can actually sell e-load for both of them. This way, you can cater to customers of both carriers and that means more income.

3. Purchase your retail sim. As soon as you have decided for your phone network provider, you can go ahead and purchase your retail sim at the wireless centers of the respective providers. Although there is also an option to purchase an all-in-one sim online, it could be hard to tell if these are legitimate because there are a lot of scammers who take advantage of this business online.

4. Set aside your commission. You will earn money from your e-loading business through your commission. That is because the amount that is deducted from your electronic wallet is less than the amount that your customer paid for when they purchased the loan. That excess amount should already go to your profit.